get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.


๏ปฟOur goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

A large group of people are posing for a picture under a tree.

Nate Morris, M.B.A.

Mortgage Loan Originator | NMLS# 335071

Nate Morris has served the Orlando community as a Mortgage Loan Originator, Area Manager, and Regional Leader for more than 20 years.


Nate has funded more than $975 million in residential mortgages in his career and has helped countless loan officers thrive in the industry. Nate finds the most rewarding part of his role is assisting homeowners in acquiring the home of their dreams. He believes customer service is an attitude, not a department, and prides himself on always being a resource for his clients whenever and wherever they may need him, and for any scenario.